Close this search box.

9 Bad Credit Loans That Accept Chime: 2024

Mercy Brice


Bad Credit Loans That Accept Chime

Bad Credit Loans that Accept Chime: Unlock Financial Freedom with Chime. This article will guide you through for free.


Are financial hurdles holding you back? Say goodbye to those credit score woes!

Imagine access to quick cash, zero interest, and no credit checks – all through your trusted Chime account!

Join millions who’ve cracked the code to financial success. Breathe easy with loans that put YOU in control!

Get ready to rewrite your financial future. Say hello to Chime-powered Bad Credit Loans – It’s Your Time to Shine!


Bad Credit Loans That Accept Chime

#Loan Company
2Lend Plans
3Greenlight Cash

Now lets us examine each loan company:

1. Dave

Financial ServiceLoan AmountLoan TermAPR RangeMinimum Credit Score
Dave Personal Loans$5,000 – $100,0002 to 7 years8.99% – 25.81%Not specified
Dave ExtraCashUp to $500 (Short-term loan with no credit check or interest)   

Meet Dave, your friendly payday loan app designed with folks who have less-than-perfect credit in mind. Dave believes in making life easier, especially when unexpected expenses pop up. Here’s how Dave works in plain, everyday language:

Dave connects to your Chime account and other external accounts, making it super simple to get an early peek at your paycheck. For just a fixed fee of $1 a month, you can access up to $100 as a payday advance, and the best part? No interest!

Why is this great? Well, imagine your car breaking down, and you need quick cash to cover the repairs. Dave has your back. You can manage everything right from the Chime app without the need for a physical visit. Plus, Dave reminds you when it’s time to pay back, so no surprises.

But that’s not all! Dave is your financial buddy, offering cool features like budget tracking to help you manage your money better. It even helps you find side gigs like remote work or gig economy jobs for extra income.

With over 10 million happy users, Dave has proven itself as a go-to solution for those with bad credit. In a nutshell, Dave is your go-to app for loans, budgeting, and gig-finding, all designed to simplify your financial life.

2. Lend Plans

Credit ScoreMinimum around 600 (varies by lender)Varies by lender
IncomeMinimum income based on loan amountVaries by lender; gig workers considered
Debt-to-Income Ratio (DTI)Typically no more than 35% (varies by lender)Varies by lender
DocumentationPay stubs, tax returns, bank statements, proof of identityStandard documentation requirements (may vary)

Lend Plans – the app that’s got your back when you’re dealing with bad credit and unexpected expenses. Here’s the lowdown in everyday language:

Lend Plans are your go-to when life throws those surprise bills your way. They’re your helping hand without the dreaded credit check. Need cash ASAP? Lend Plans can get it to you in as little as an hour. It’s a lifesaver when you’re in a pinch!

Now, the cool part – Lend Plans is one of those payday loan apps that plays nice with your Chime account. Chime makes everything super easy.

You can apply, keep tabs on your loans, and make payments right from your comfy couch, no need to visit any office. Plus, they’ll remind you when it’s time to pay, so no late fees catching you off guard.

In a nutshell, Lend Plans is your trusty partner for getting loans, especially if your credit score isn’t perfect.

With their user-friendly app and handy features, managing your loans and keeping your finances in check has never been simpler. So, if you’re facing financial bumps in the road, Lend Plans is your go-to pal!

3. Greenlight Cash

Loan DetailsTerms
Loan Amount$500 – $2,000
Loan Term12 months
Minimum Credit ScoreNot specified
No-Credit Check OptionAvailable for members
EligibilityBased on direct deposit amount
Maximum Loan AmountUp to $2,000

Imagine Greenlight Cash as your helpful buddy when your credit score isn’t looking its best. Here’s what they bring to the table:

Simple and Speeds: Greenlight Cash offers personal loans, even if your credit history isn’t stellar. Forget the long waits and complicated paperwork. Their online application is a breeze, and approval happens lightning-fast. Perfect for those unexpected expenses that pop up out of the blue.

Chime Compatibility: Greenlight Cash plays nicely with Chime accounts. Chime, your handy digital bank, makes it a breeze to access Greenlight Cash payday loans.


Everything from applying to managing and repaying your loan can be done right from the Chime app. No need to leave your comfy spot on the couch. Plus, they’ll remind you when it’s time to pay back, so you stay on top of your game.

Cash on Demand: Need up to $2,000 pronto? Greenlight Cash has got your back with 24/7 instant approval and funding. It’s like having a financial safety net when you need it most.

In a nutshell, Greenlight Cash is your reliable and hassle-free solution when bad credit tries to get in your way. Their user-friendly app and nifty features put you in the driver’s seat of your finances. So, if you’re in a tight spot and need a quick financial boost, Greenlight Cash is your go-to pal!

Here is another reading for you: Installment Loans That Accept Chime And Low Credit Scores

4. Brigit

Loan DetailsTerms
Loan Amount (Cash Advances)Up to $250
Loan Term (Cash Advances)Varies, typically until your next payday
APR (Cash Advances)No interest
Monthly Subscription Fee$9.99
Optional Fast-Funding Fee$0.99 to $3.99
Additional Information 
No credit check required 
Repayment flexibilityAdjust repayment date or request deferral
Credit Builder Loan 
Loan Term (Credit Builder Loan)24 months
Loan Amount (Credit Builder Loan)Up to $600
Repayment flexibilityContribute $1 to $25 per month

This app isn’t just about payday loans; it’s a treasure trove of financial tools to help you master your money. Here’s what makes Brigit special:

No-Fuss Cash Access: Brigit is one of those cool payday loan apps that teams up with Chime accounts. Need quick cash, like up to $250, right now? No worries! Brigit’s got your back with no interest, no late fees, and no credit check. Perfect for those surprise expenses that catch you off guard.

Financial Superpowers: But wait, there’s more! Brigit offers a bunch of other nifty features to supercharge your financial game.

They dish out credit reports to help you understand your credit, shield you with up to $1 million in identity theft protection in case of a data breach, and even keep an eye on your bills before they land in your mailbox. Plus, they’re your budgeting wingman, helping you find smarter ways to manage your money.

Quick and Easy: With over 4 million satisfied members, Brigit is your go-to for quick cash, building your credit, and saving smarter. Signing up takes just 2 minutes, and there’s no pesky credit check required.

Hollywood Backing: Fun fact – Brigit has Ashton Kutcher in its corner, the actor who’s all about helping regular folks secure a rock-solid financial future. Pretty cool, right?

Brigit is the ace up your sleeve when bad credit tries to throw a curveball your way. Their user-friendly app and fantastic features make managing loans and staying on top of your finances a breeze. So, if you’re ready to take control of your financial destiny, Brigit’s got your back!

5. Empower

Loan DetailsTerms
Loan AmountUp to $250
Loan TermVaries, typically until your next payday
APRNo interest
Monthly Subscription Fee$9.99
Optional Fast-Funding Fee$0.99 to $3.99
Credit CheckNo credit check required
Additional Information 
Empower Cash Advances 
EligibilityNo credit check required
Loan Amount (Cash Advances)Up to $250

It’s not just a payday loan app; it’s a complete financial toolbox designed to empower you. Here’s what makes Empower shine:

Empower is all about providing quick cash solutions, and they’re one of the payday loan apps that work seamlessly with Chime accounts. Imagine needing up to $250 at a moment’s notice. With Empower, it’s a breeze.

They whisk the cash straight to your bank account, and the best part? No interest, no late fees, and no snooping credit checks. It’s like having a financial guardian ready to rescue you from unexpected expenses.

But Empower doesn’t stop there. They offer a range of financial features to help you master your money game. There’s Thrive, a flexible line of credit that lets you build a strong payment history.


Empower also brings automation to your savings, keeps you updated on your credit reports, and provides top-notch identity theft protection.

With over 1 million satisfied users, Empower is no small player in the finance game. They consistently rank among the top 50 most downloaded finance apps on both the App Store and Google Play, a testament to their trustworthiness.

Founded in San Francisco in 2017 by former venture capitalists, Empower is dedicated to making finance easier for everyone, especially those dealing with less-than-perfect credit.

Empower is your go-to solution for regaining control of your finances, even when your credit isn’t perfect. Their easy-to-use app and impressive features make managing loans and staying on top of your money a walk in the park. So, if you’re ready to conquer your financial future, Empower your partner in crime!

6. Cleo

Cleo Loan DetailsTerms
Cash AdvancesUp to $100
Initial Borrowing Limit$20 to $70 (for new users)
Repayment DateChoose between 3 to 14 days
Repayment MethodThrough the Cleo app
Privacy PolicyDetails on information usage and sharing
Additional Considerations 
Review Other Terms and PoliciesPayment Processor, Credit Card Issuer
Cardholder Agreement AvailabilityPDF format

When you’re dealing with bad credit, finding a loan can be a real challenge. But here’s where Cleo comes to the rescue! Cleo is like your money-savvy friend who’s got your back.

With Cleo, you can snag a loan of up to $100, even if your credit history isn’t the best. They offer cash advances through their app. No credit checks, no interest, just straightforward help when you need it most.

Getting a cash advance from Cleo is a piece of cake. Simply download their app for free, link Cleo to your main bank account, check if you’re eligible, and pick your repayment terms. It’s that simple!

Plus, Cleo dishes out useful tips and tricks to help you become a money-saving pro, so you can reclaim control of your finances without relying on loans.

Now, meet Chime, the mobile banking app that’s changing the game. Chime does everything a traditional bank does but faster and more affordably, all from your phone. You can even get your paycheck early and effortlessly save money.

Chime’s got SpotMe, which is their way of saying goodbye to pesky overdraft fees. You can overdraft your Chime account by up to $200 on debit card purchases, and there won’t be any fees – it happens instantly.

So, when you need a loan and your credit’s not playing nice, don’t sweat it. Cleo’s there with loans up to $100, even for those with bad credit. And Chime? It’s your go-to for payday loans that accept Chime, with a borrowing limit of up to $200 and zero fees. Financial peace of mind just got a whole lot easier!

Another reading suggestion: Online Loans That Accept Chime

7. MoneyLion

MoneyLion Loan DetailsTerms
Loan TypesCredit Builder Loans
APR Range5.99% APR to 29.99% APR
Interest Rate VariabilityVaries based on credit score and loan
Review of Loan TermsRecommended before applying
Loan Term VariabilityVaries by loan type and credit score
Financial Tools and ResourcesPersonalized tools and tips available

Meet MoneyLion, the app that’s here to make your financial life a whole lot easier. They offer a bunch of useful services, and here’s what they can do for you:

Credit-Friendly Loans: Got bad credit but need a loan? MoneyLion got your back. You can borrow up to $500, and guess what? There are no fees or interest charges. The amount you can borrow depends on how much money you regularly deposit into your account.

Cashback Perks: But that’s not all. MoneyLion’s debit card offers cash back rewards on your purchases. So, while you’re spending, you’re also saving. It’s like getting a little bonus every time you shop.


Your Financial Toolkit: MoneyLion doesn’t stop at loans. They’ve got all sorts of financial tools for you. Whether it’s payday cash advances, mobile banking, credit builder loans, investment options, or keeping an eye on your credit score, they’ve got it covered.

Personalized Money Help: MoneyLion takes it up a notch. They provide personalized tools, tips, and special offers. It’s like having your very own financial coach to guide you through every money decision you face.

Need a quick $200 loan today? MoneyLion got your back, even if your credit isn’t perfect. Getting a loan is a breeze, and you can have the cash in your hands fast. Plus, they offer budget-friendly alternatives for guaranteed loans, making financial peace of mind more accessible.

In a nutshell, if bad credit is holding you back from a loan, think MoneyLion. You can get a loan of up to $500 without any sneaky fees or interest. And that’s not all; they offer a wide range of financial services to make your financial journey smoother. It’s like having a financial expert in your pocket, ready to help you make the most of every money moment!

8. Albert

Loan DetailsTerms
Loan AmountBorrow up to $250
Interest RateNo interest charged on the cash advance
RepaymentDue by your next paycheck
Change Repayment DateOption to adjust repayment date
Credit CheckNo credit checks for Albert Instant cash advances
Borrowing LimitUp to three cash advances per pay period
Limit Determination FactorsAge of bank account, direct deposit, spending history
FeesNo late fees or inactivity fees
Instant Delivery OptionAvailable for a small fee
Account SuspensionIf repayment is past due by more than 15 days, cash advance privileges may be suspended for 30-90 days following repayment

If your credit isn’t great and you’re looking for a loan that works with Chime, consider using Albert. Albert is a financial app that offers various services, including cash advances and personal loans.

Even if your credit score is low, you can still borrow up to $1000 through Albert. Applying is straightforward and takes just a few minutes. Once you’re approved, the money will be in your Chime account within one business day.

But that’s not all; Albert has other helpful features to manage your money. You can keep tabs on your spending, set savings goals, and even invest your cash. It’s designed to be user-friendly, so it’s suitable for anyone, regardless of their age or financial knowledge.

To sum it up, if you’re dealing with bad credit and need a loan compatible with Chime, Albert is a great choice. Its simple application process and speedy funding can provide the financial support you need precisely when you need it.

9. Branch

Branch Loan DetailsTerms
Loan SourceMobile app-based loans
Loan AmountVaries based on credit score and factors
Interest RateMonthly: 2.8% to 3.1%
 Range: 3% to 25% (APR not specified)
Repayment TermsNot specified on website or terms
Credit CheckMay use alternative data for approval
FeesNo late fees or rollover fees
 Other fees not specified on website or terms
Loan Application ProcessApply on Branch app after accepting terms and data processing terms
Loan Approval and VariationBranch reserves the right to approve, decline, or vary loan terms based on credit profile

If your credit isn’t great and you’re looking for a loan that works with Chime, consider giving Branch a try. Branch is a handy financial app that offers various services, like cash advances and personal loans.

The good news is, even if your credit score isn’t ideal, you can still secure a loan of up to $500 through Branch. Applying is a breeze and takes just a few minutes. Once you’re approved, the money will be in your Chime account within one business day.

But that’s not all; Branch comes with additional features to help you manage your money wisely. You can easily keep track of your spending, set savings goals, and even dip your toes into investing your money.

The app is designed to be user-friendly, so it’s suitable for folks of all ages, regardless of their financial knowledge.

To sum it up, if you’re dealing with bad credit and need a loan compatible with Chime, Branch is a solid choice. Its straightforward application process and speedy funding can provide the financial assistance you require precisely when you need it.

Reading for you: How To Cash A Check On Chime?

Risks Associated With Bad Credit Loans

Bad Credit Loans That Accept Chime

Although you can find loans that accept Chime even if you have bad credit, it’s crucial to be aware of the potential downsides.


Some of these lenders might ask for extremely high interest rates and fees, which can trap you in a cycle of debt that’s hard to escape.

What’s more, a few of them may use unfair tactics, like hidden fees or persistent collection efforts, making it tough for borrowers to pay back what they owe.

Quick Break Down:

Type of LoanDescriptionProsCons
Payday LoansShort-term loans that are usually due on your next payday.Quick and easy approval; no credit check required.High interest rates and fees; can lead to a cycle of debt.
Personal LoansUnsecured loans that can be used for various purposes.Fixed interest rates and payments; no collateral required.Higher interest rates and fees for bad credit borrowers.
Installment LoansLoans that are repaid in equal payments over a set period.Longer repayment terms; can improve credit score with timely payments.Higher interest rates and fees for bad credit borrowers; some lenders may require collateral.


Voila! You’ve just unveiled the hidden treasure of Bad Credit Loans that accept Chime.

Now you have the knowledge, you can navigate the financial world like a pro. Remember, your credit score doesn’t define your financial destiny!

With Chime as your ally, you’ve got the power to conquer unexpected expenses, boost your credit, and secure your financial future.

So, go ahead, seize the opportunities, and turn your dreams into reality.

These loans aren’t just about money; they’re about taking charge of your life. Get ready to embrace a brighter, more secure financial tomorrow. However you can contact chime for more information, or leave us a comment below.

Your journey to financial success begins now. Cheers to a life without limits!

0 0 votes
Article Rating
Notify of
Inline Feedbacks
View all comments

© 2023 amasvos Media